Mobile Merchant Account

I’ll be quick:
I really need to buy a new (used) car and here are my finances as of now:
TOTAL ‘cash’ to my name [aka money I actually have] = 00
after this semester, Total DEBT = 00
How do I go about this process:
Do I:
1) pay all my debt and take out a [...]

I’ll be quick:
I really need to buy a new (used) car and here are my finances as of now:
TOTAL ‘cash’ to my name [aka money I actually have] = 00
after this semester, Total DEBT = 00
How do I go about this process:
Do I:
1) pay all my debt and take out a loan for [...]