Posts Tagged ‘credit score’

Monthly credit card processing fees for seasonal business?

Thursday, July 21st, 2011

I operate a quarterly organization and only get in credit score card payments a number of times a year around the cell phone. As a result, I’m looking for a processor who does not cost monthly charges. What do you advise?”

Technorati Tags: card payments, cell phone, credit score, score card

Monthly credit card processing fees for seasonal business?

Thursday, July 21st, 2011

I operate a quarterly organization and only get in credit score card payments a number of times a year around the cell phone. As a result, I’m looking for a processor who does not cost monthly charges. What do you advise?”

Technorati Tags: card payments, cell phone, credit score, score card

Which debts should we pay?

Friday, July 16th, 2010

My husband and I are in the process of paying off some of his old debts.
Looking at his Experian report- in the status details part of the different collections is says: this account is scheduled to continue on record until such month and year.
Does that mean these collections will be wiped off his report [...]

Canadian building good credit in USA?

Monday, June 14th, 2010

Hello all!
I am a Canadian Citizen currently in the process of becoming a permanent resident of the USA. Due to a past abusive relationship and teenage stupidity, I don’t have the prettiest credit score in Canada. I want to start building my credit in the US before I receive my Green Card and [...]

How should I go about with finances—want to buy a new car?

Wednesday, May 12th, 2010

I’ll be quick:
I really need to buy a new (used) car and here are my finances as of now:
TOTAL ‘cash’ to my name [aka money I actually have] = 00
after this semester, Total DEBT = 00
How do I go about this process:
Do I:
1) pay all my debt and take out a [...]

How should I go about with finances—want to buy a new car?

Tuesday, May 11th, 2010

I’ll be quick:
I really need to buy a new (used) car and here are my finances as of now:
TOTAL ‘cash’ to my name [aka money I actually have] = 00
after this semester, Total DEBT = 00
How do I go about this process:
Do I:
1) pay all my debt and take out a loan for [...]

I’m 21 credit score is 587? Please help, need advice on raising it.?

Wednesday, May 5th, 2010

To make a long story short, I moved to Texas away from my family to start a "new life" and in the process of getting back on my feet I was irresponsible with my credit card and made a lot of mistakes with late payments, etc. I do not have anything in collections nor have [...]

How long until my credit score can be considered "good"?

Monday, March 15th, 2010

I’m on a mission to straighten my credit situation out. My score right now is a 592. I recently just applied for and got accepted for a credit card that I’m going to make prompt payments on every month (paying in full) in order to establish a good credit history. I made [...]

What are the MAIN things that go on your credit score?

Saturday, January 2nd, 2010

Im currently 21 yrs old and am interested in getting my credit score as high as possible so i can buy a house soon. What are the main factors that contribute to your credit score. I had a credit card and am in the process of paying the card off but should i keep it [...]

What would be easier to obtain, a personal or car loan?

Sunday, November 22nd, 2009

I’m just wondering which type of loan would be easier to obtain. I am looking into getting a 2006 Honda Civic EX with 50,950 miles on it for ,500 with only one previous owner and no accidents. I have a credit score of about 720 and just finished off a car loan valued at ,000. [...]

Will opening another Credit Card affect my credit score in a negative or positive way?

Thursday, August 27th, 2009

So I’m a 20 year old student in college. I have one credit card right now. The limit on it was 350 dollars when I got it about a year and a half ago, but over time the limit has been raised to 3500 dollars. I am very good about payments being timely.
I also [...]

FHA Loan instead of Conventional Loan because of No Credit?

Saturday, August 22nd, 2009

I am recently looking to buy a house and went down to a bank for pre-approval process. The Mortgage consultant told me that i could not qualify for conventional loan because i did not have any credit. I have been solid financially and did not have the need to get credit cards and get credit [...]

In need credit! How can i obtain it?

Sunday, August 2nd, 2009

I want to rent a specific apartment, but i need a good credit score to qualify. And also i need better credit so i don’t have to pay a security deposit when i start my cell phone plan. I do not have any credit. What are credit cards that will accept me? Or another way [...]

Where can we be approved for home loan with bankruptcy on file and almost to none credit history?

Wednesday, July 29th, 2009

Does anyone know if we can be accepted for home loan of under 50000$. One does not have credit history and is slowly building it by getting credit cards and some services like cell phone and the other filed for bankruptcy discharged chapter 7 about 5 months ago with a credit score between 400 [...]

How long should you wait to apply for loans after paying down credit?

Tuesday, July 28th, 2009

I am in the process of paying down my credit cards. I have four cards and currently they all about 90% maxed out. If i have them all below 30% in Novemeber. How long should i wait to apply for a loan to get cheapest rate? Also, I recently opened two new accounts about 3 [...]

whether yahoo Uk & Ireland hold lotteries as mentioned?

Sunday, July 26th, 2009

Yahoo!My Yahoo!Mail Make Y! your home pageYahoo! SearchSearch:Welcome, soms999
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A card in 3 days
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Accidentally applied for 2 credit cards…?

Monday, July 20th, 2009

I am 18, just out of high school, and looking to build a good credit score by making smart decisions on how I use my credit. I currently have a cell phone w/ a contract and a student credit card w/ 0% financing on up to 0, which I use for small purchases and [...]