I have full equity in my home. I lost my job last year and my finances have become critical. The HOA’s and property taxes are inrears and are in the process of judicial foreclosure. I have no credit card debt owe about 15,000 on school loans, and about 4,000 on my car. [...]
I am about to file bankruptcy due to job loss and my high credit card debt. My only asset is a car, worth about ,000, which is paid off. I need to sell it to pay some bills now, but not sure if this is legal since I am about to turn in all my [...]
I have been told I don’t understand the issue since the bail out failed. I think I do. The main focus is on housing. But the credit crisis has been affecting many other loans. These include credit card debt, car loans, for example. As gasoline costs rose so did other prices. Food because it cost [...]
I am going to try to resolve some bad marks on my credit by paying off some older debt. I don’t have bad credit card debt or anything of the sort. Just some old bills that went to collections from hospitals, cell phones, utilities, etc. Many of these have been from years [...]
After being such an irresponsible teenager and young adult, at the age of 32 I am not thinking about buying a house very soon and have started the process of cleaning my credit. I am thinking about buying a house in Indianapolis sometime in August or September of this year. Currently my FICO [...]