spending fast yesterday - stopped by bad credit today?

my credit is a mess - i opened different accounts when i was of the legal age - but i fell in sum financal hardship and couldn’t payoff my credit card and cell phone - i even got a repo - my life was down hill :( but now im 24 and would like to repair my credit - i tried to apply for an auto loan - i was accepted my a couple of places but at an outrageous price for the car and APR - i feel lost and frustrated!!!!! can someone help me please

beautifulsomer

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