Is credit card safe ?
HI EVERYBODY
Yesterday I saw an advertisement in which a merchant he had declared that he sells cell phones and cameras and laptops.When I checked out the prices I was somehow shocked.The prices were even lower than a half of the OFFICIAL prices which have been de cleared by the company! When I contacted the merchant for shopping He said that the only shipping methods which is acceptable to him for 2-3 units is Western Union and money Gram but he accepts Paypal for more than 20 units when I asked the reason he said Western Union is faster and more reliable for us.After goggling this issue in the internet i found that most of the merchants who only accept WM/MG are fraud and scam and if you deposit the money there is no guarantee that the merchant really sends and delivers the good to you and there will be no assurance that if you don’t receive the good the merchant will give you back the money.When i checked out his number I was shocked again I saw his number sorts with +447 ! which is not a direct number and it will deliver you to another number in another side of the world ! and when i asked for a direct number he gave me a number which was in malaysia and after checking out the number i was shocked again ! guess what ?! the number was a cell phone number ( which was probably a prepaid number ).another thing which was astonishing for me was once i was chatting with him when i said i live in us he said delivery and shipping costs 30 bucks and we ship from malaysia .then i had a malaysian friend i asked him to talk with the merchant .when my friend talked with him he said to him that i live in malaysia and want to purchase some products the merchant answered the shipping costs 30 bucks and we ship from us !!!!!! After I complained to him about this issue and asked him how you shipped from malaysia and now you ship from us ?!! he responded that i have nothing in stock in Malaysia ! I asked have you sold all of your goods in Malaysia in just 2 hours ?!!! He said yeah we are a whole sale famous company !!!! When I said that i couldn’t trust with this situation and insisted to have an address of him he gave me an address ( that probably I couldn’t check it out due to living in US ) but gave me an bank account number.My question is,is a bank account number in malaysia trust able and if i deposit the money but he doesn’t deliver and ship the goods can i get my money back ??? ( the bank is a malaysian bank).some people told me that it’s fraud for sure.but later i found another company which had very cheap prices and some how less than a half of the usual price but it accepted credit card.So,What about this one ? Is credit card safe for sure ?I mean can I trust credit card for 100 %.And is there credit card fraud as well ?If I deposit money by credit card can they STEEL my money and if they don’t deliver the good can I get back my money ?Does credit card have a guarantee that if I don’t receive the good,I become able to get my money back for sure ?
Thanks a lot .
Hope you have a nice day
Bye
Tags: advertisement, cameras, cell phone number, cell phones, fraud, laptops, merchants, money gram, shipping costs, shipping methods, shopping, sorts, stock, western union, whole sale, wm