Mobile Merchant Account

Am I being a B**** or is it really over and I need to end it?

admin — Sun, 29 Aug 2010 18:29:18 +0000

Back story. I came back to my home after my fiancé left me and got his co-workers daughter pregnant. I worked at this place and a guy I had liked back in high school was working there too. We hit it off ended up together for about two years and had grown apart (due to the large amount of weed he was smoking after he lost his job). The agreement was that if he wanted to be with me and have a family he had to quit smoking and get a job. We had talked about how I wouldn’t want to share and engagement date with a birthday or holiday and how very picky I am with rings (not because it needs to be large, because I have an allergy to some jewelry and if it is too heavy I can’t stand to wear rings).
At Christmas time my mom took him shopping for me and he said he wanted to give me a pair of earrings so she said well you’re not buying her this cheap crap and took him to a jewelry store, she had a very important phone call and left her credit card with him. He came out with an engagement ring. She swallowed her thoughts and said ok. The night before Christmas we got into a fight over how I wanted to adopt (with good reason to) and he wanted his own and he had a drug problem and came from a family of alcoholics and was going to start have a problem with that if he didn’t watch his drinking. He said he had got me a ring and that I was going to fu** it all up so I agreed to say yes if he agreed to figure out solutions for the problems.
By February he had not tried to change a thing so I thought hard about what I was going to do. I told him I couldn’t wait for him to figure it out anymore. I told him he could stay until he got a place to stay but that he had to stay in the either room.
I really can’t tell you what I was thinking when my co-worker asked me on a date and I said yes like 5 days later but that turned into a relationship…
This is where the real problem to be solved is.
I don’t think I had enough time to get over or past (however you want to say that) the ex before I jumped into this one. He has never had a GF before, was a virgin, still lived at home but had a life outside that home, he had his job for 5 years, had two cars one of which he is restoring, had great credit, was good with money, didn’t do drugs, barley drank and had an odd style but it worked. He said that because his parents had lost to children he would rather adopt too. He wanted to get married later on in life.
He started moving in. We worked in different departments at first then he got promoted and I got moved and he ended up my manager.
The first problem I even had was when I quit smoking cigarettes. About two months after I quit he said if I smoked one he would leave me and we had a bit of an argument over that. I think that I never got over that and still harbor it. Yes I know you should harbor things like that but it is a form of control and I didn’t think it was funny. I wanted to see if he pulled it again and then I would leave.
There was a death in his family and we had some kind of fight or difference before that and said we would talk about it after the funeral. When this conversation took place he happened to mention that his parents to him not to marry the first girl that came along after we started dating. I took that personally and he tried to cover it up with the person who had died only met me twice and loved me. At that point I didn’t know up from down and said we would have to figure it out when I could process what he had said.
He had changed his mind at one point that he didn’t want to get married ever and then by now changed it back to I want to get married and I was at least one kid of my own.
We have never really had little fights and the ones that we did have were work related. The big fights that we have had are still alive in both our heads. I had gone out to my parents and made a joke about living here and he said we should so he looked into it. Thinking he was serious I looked into going to school here. He spun so fast into buying a house in the area that we already lived that I about lost it. After his dad talked some sense into him he decided he wasn’t going anywhere but I had already committed to going to school. So now I am here and he is there and the conversation between us is odd.
So now I am here not really talking to him much because I don’t know how I feel about this and if I should let him go.
I would love to have my own child but I do not believe that you have to have a child of your blood to have a child and I do not believe that a bloodline needs to be kept like he does.
I think that marriage is a scam; you pay .00 for a paper to be sign and say you’re married and then spent ,000 or more to make that paper go away.
Should I end this so he can date and find someone to give him the things he wants?
It isn’t up for quick answers from stoned people, it is there with that info for someone to have the info they need to help me get an answer!

Technorati Tags: allergy, cheap crap, christmas, christmas time, co worker, co workers, credit card, earrings, engagement ring, family of alcoholics, good reason, jewelry store, job, mom, night before christmas, phone call, relationship, weed

How to get out of this financial hole?

admin — Thu, 26 Aug 2010 18:12:08 +0000

My husband and I would like to be stable someday - large savings, no debt, house of our own, car paid off, etc. But it seems so impossible.

I work 32 hours a week (no chance of going full time right now - positions are frozen at my company because of the economy). Other jobs in my field (mental health, caregiving) only pay hour, and I make .87. As I’m not full time, we don’t get benefits.

My husband is a full time student - half of his tuition is covered by Fin Aid, the rest is out of pocket. He has not worked in almost 11 months.

I have 0 of debt (no student loans). When we met, my husband had ,500 of debt, all in credit cards. We’ve gone through the cycle of paying them down, and raising them up when I changed jobs and we lived on credit for a few months. We’re still recovering.

Monthly, I take home about 00-00. I only make around 20k after taxes each year.

We have our car payment, rent, monthly bills, gas, groceries, etc etc etc. After all is said and done, we don’t have anything left over at the end of my paycheck. I keep maticulous financial records and we know where every penny is going - all to bills. We do not buy anything frivilous at all - we nipped that in the bud when we got married. We haven’t even gone out for lunch at mcdonalds in a year. The dollar menu is a little too pricy.

We live in the cheapest place we could find (0/month), and I bought the car from my dad’s dealership so my payments are very reasonable.

I guiltly accepted an offer from my parents to be added to their cell phone plan, which I need for work, so we only pay /month for our phones.

Having only one income makes it difficult, but we get by. We get the bills paid, and still have a roof over our head. I realize though, that we can’t live like this forever. In a few years, we would like to start looking into buying a house, but how on earth can I save 30k for the down payment, pay off the debt, AND keep our bills paid up?

Looking for another job really is not an option right now - I work in the field I went to school for (psychology), at the only mental health organization in our county. If I went somewhere else, I would surely make less.

Sorry for this being so long, I have a lot weighing on my mind.
Sorry forgot to mention:

Total savings: .
Total debt: ,000, not including car.
We still have 3 years left of our car loan - we can’t give it back now lol. But thank you for the advice. As for my husband quitting school - he did one online class this summer, and this fall will be his first quarter taking a full load in 3 years. For 9 months he sat on his bum all day (I dont want to get into how messy our house is because he wont clean). I work nights, and getting a weekend job would be great if I had a set schedule - which I dont Rock…meet hard place.
I worked two part time jobs all four years I was in school, which I went full time. My husband has a hard time concentrating, which is why he left school before. He has a year left before he gets his AA

Technorati Tags: bud, buying a house, car payment, cell phone plan, credit cards, dad, earth, economy, fin aid, frivilous, full time, groceries, lunch, mcdonalds, mental health, own car, parents, paycheck, student loans, time student

e credit plus scam?? help please?

admin — Thu, 19 Aug 2010 23:05:21 +0000

i applied for a couple of loans online about an hour or two ago and i also applied for a new contract on t mobile the only site i gave my card details to was the t-mobile one…. with the loan applications i only gave my sort code and account number… which you cannot process a card payment with… you need all the card details… they have now taken £39.95 out of my account and its like 3am … i did not ask for this shopping card( which is what i found out when the bank just give me the name) and now im unsure if ill ever get this back any experiences with this and it may also help if i say im with barclays??

Technorati Tags: 3am, barclays, card details, experiences, loan applications, loans, mobile one, new contract, shopping, sort code and account number, t mobile

Could you correct my CV, please?

admin — Wed, 11 Aug 2010 12:12:41 +0000

Hi,
I’m writing my CV and because English is not my first language I struggle with my job duties, skills and interests sectors. This is what I’m planning to write, could You check it and correct any mistakes (not only grammar), please? Maybe I should write it all in other tense? Thank You for all the advice and help.

JOBS DUTIES:

Sales and stock management
- Maintaining and developing relationships with business and individual customers via telephone calls and emails.
- Researching the market and related products.
- Management of all aspects of design, development and promotion the websites.
- Distributing female product to Polish customers.
- Record Keeping.

- Assisting clients in all aspects of their care needs (social, emotional, personal).
- Medicine Administrating.
- Daily record keeping.

Preparing stock for sale.
- Cash register operating
- Offering friendly and helpful service to customers.

- All aspects of conducting business such as ordering goods, serving customers, accounting.

OTHER SKILLS

Good knowledge of standard office software, including e-mail and the internet.
Translation from English into Polish (excellent verbal and written communication skills).
Web design & development using ecommerce software.
Product photography and picture editing skills.
Google tools user (Webmaster, Analytics, Adwords, Merchant Centre, Picasa).

I am self-motivated and hard working person. Very keen and enthusiastic to learn new skills. I work well with other people as well as work in my own initiative. I always give one hundred percent of my skills, energy and experience in my job. In my free time I love to spend time with my family. Watching my son grow and develop is the most rewarding experience in my life.

What I paste in here is not my CV, there are some sentences I struggle with and do not know how to write it correctly. I do not need help with content of my CV only with checking the errors
Thanks a lot
Hi, Thanks for your help. Yes, I need those skills for the job…

Technorati Tags: cash register, daily record, e mail, first language, google, google tools, helpful service, hi thanks, internet translation, merchant centre, office software, personal medicine, product photography, products management, rewarding experience, software product, stock management, telephone calls, working person, written communication skills

Need help with a Business Law Project?

admin — Mon, 09 Aug 2010 07:14:23 +0000

You are the manager of a large data processing project. Your company, Systems Inc., worked very hard to obtain a contract with Big Bank to do their conversions from their recent acquisition, Small Bank.. The bank met with several companies to discuss who would do the best work on the contract. During your meeting with Big Bank, you told them that you had “never missed a conversion deadline.” At the time, your company had never missed a conversion deadline, but the company had only done three conversions. You also told them that your data processing systems were the fastest around.” After months of negotiation, Big Bank signed the contract. The President of Big Bank said, “We like fast, and you guys are fast. We choose you." You started work on the data conversion immediately (ahead of contract). According to the contract, your team was responsible for ensuring that the new bank’s data was converted to Big Bank’s data processing system. The contract involved six large conversions. The first involved converting Big Bank’s savings accounts, the second its checking accounts, the third its investment portfolio, the forth its credit card, the fifth its mortgage portfolios and the six its large business loans. Your team completed four of the six conversions without a problem. The fifth task, the largest and most important, has encountered numerous problems. Some problems have been based on personnel issues on your part and other issues have been based on the bank’s failure to provide you with necessary information. One issue resulted when the conversion was delayed for over one week. The data to be converted was formatted differently than the bank’s previously specifications provided. For that reason, the data conversion fields needed to be changed. A provision in the contract required your company to receive four people’s approval before making any changes to the conversion data fields, and one of those four people, Glenda Givealot, was out of the country doing missionary work in an area of the world that did not have cell phone reception. Another issue resulted when the conversion was supposed to occur. Because of the change in the timeline, the conversion schedule had to change. The weekend the conversion was rescheduled to occur, an ice storm struck the state where your data processing computers were housed. Your facility lost electricity for three days and the conversion was delayed again until power could be restored.
1. Can Big Bank’s President rescind the contract? Under what circumstances can a contract be rescinded by either party? What facts have to be alleged and proven? What is the result of a contract that is rescinded?
2. Big Bank’s President also threatens legal action. What potential causes of action could you foresee him bringing in court? Would he be successful? Why or why not? What arguments could Systems Inc. raises in its defense? What are Big Bank’s potential damages?
3. Review the facts provided and the sample contract. What provisions of the contract could you cite to support an argument that it is not in Big Banks best interest to rescind the contract? What facts could you cite to support an argument that Big Bank be responsible for some of these issues and/or not in compliance with the contract?
4. In this situation amicable resolution of problems is greatly preferred by your company. Would this be true in all contract disputes? In what situations and why would you decide to move to litigation over amicable resolution?
5. There are 3 types of contract performance: complete, substantial and material breach. Describe the differences (and similarities) among the three, and explain some of the legal ramifications for one or more of these types of performances. (For example, what happens if one party performs completely but the other party performs only substantially?) Give examples from outside readings or experiences in your career or personal business life.
6. What are the two most important concepts from this exercise that will help you in future contract negotiations?

Technorati Tags: acquisition, business loans, conversion data, conversions, credit card, data conversion, data processing system, data processing systems, failure, glenda, investment portfolio, missionary work, mortgage portfolios, negotiation, personnel issues, processing project, provision